Rare opportunity with an assumable FHA loan at just 2.99%—a serious advantage in today’s market. Welcome to 3471 Allegra Circle in St. Cloud, an end-unit townhome that checks boxes most buyers can’t find in one place—privacy, natural light, and smart layout. End units don’t come up often, and this one delivers with extra windows, fewer shared walls, and a more open feel throughout. Inside, you’ll find laminate and tile flooring across the main level, creating a clean, low-maintenance space that’s built for real life. The kitchen is positioned perfectly for both function and flow, featuring light wood cabinetry, stainless steel appliances, and a window overlooking the courtyard—bringing in natural light where it matters most. Upstairs, all bedrooms are tucked away for privacy. The primary suite stands out with dual sinks, a garden tub, walk-in shower, and private water closet—a layout that gives you space to actually use. Secondary bedrooms offer flexibility for guests, office space, or everyday living. 1-car garage. Community pool. Low-maintenance lifestyle. But let’s be clear—the real win here is the assumable 2.99% interest rate. That’s not just a feature, that’s a financial edge. End unit. Strong layout. Built-in savings. This is the one buyers are waiting for—schedule your showing before someone else locks it down.